Terms and Conditions
1. Acceptance of Terms
By accessing or using the NextGen Bullion website, you agree to be bound by these Terms and Conditions. If you do not agree, do not use the site.
2. Eligibility
You must be at least 18 years old and legally capable of entering into binding contracts to use our site and place orders. By placing an order, you represent that you meet these requirements.
3. Orders and Pricing
All prices are quoted in U.S. dollars and are based on live spot pricing at the moment of checkout. Prices are subject to change until your order is confirmed. Once your order is confirmed, your price is locked. All orders are subject to product availability and our acceptance.
4. Payment
We accept the payment methods listed at checkout. You represent that any payment information you provide is accurate and that you are authorized to use the payment method. [TBD: Insert final list of accepted payment methods.]
5. Shipping
Orders ship via FedEx or UPS within the continental United States and are fully insured in transit. See our Shipping and Delivery page for full details.
6. Returns
All bullion sales are final once pricing is locked, except in cases of damage, incorrect shipment, or failed authentication. See our Return and Exchange page for full details.
7. Disclaimers and Limitation of Liability
NextGen Bullion makes no warranties or representations about the future value or price movement of any precious metal. Past performance is not a guarantee of future results. Precious metals are subject to market risk, and their value may fluctuate. Nothing on this site constitutes financial, investment, or tax advice. For advice specific to your situation, consult a qualified professional. To the fullest extent permitted by law, NextGen Bullion's liability in connection with any order is limited to the amount you paid for the specific product at issue.
8. IRA Transactions
Precious metals IRA transactions are subject to IRS rules and the terms of your self-directed IRA custodian (Equity Trust Company, Strata Trust Company, or another qualified custodian). NextGen Bullion is not a financial advisor, tax advisor, or IRA custodian. For guidance on IRA eligibility, tax treatment, or rollover rules, consult your custodian and a qualified tax professional.
9. Intellectual Property
All content on this site, including text, graphics, logos, images, and software, is the property of NextGen Bullion or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.
10. Governing Law
These Terms and Conditions are governed by the laws of the State of [TBD: state of incorporation], without regard to conflict-of-law principles. Any dispute arising out of or relating to these Terms shall be resolved in the state or federal courts located in [TBD: state/county], and you consent to the personal jurisdiction of those courts.
11. Changes to Terms
We may update these Terms and Conditions from time to time. Changes will be posted on this page with an updated effective date. Continued use of the site after changes are posted constitutes acceptance of the updated Terms.
12. Contact
For questions about these Terms, contact us at Support: logistics@nextgenbullion.com
